Effective Date: November 22, 2025
1. Introduction
Welcome to Islami LifeBD Ltd. These Terms and Conditions govern your use of our website, mobile applications (Nangalkot e-Sheba, Amar Sheba 24), and services. By accessing our platforms, you agree to comply with these terms. If you do not agree, please refrain from using our services.
2. Shariah Compliance & Ethical Trade
As an organization guided by Islamic principles, we strictly prohibit any transaction or activity involving:
- Interest (Riba) in any form.
- Selling of prohibited (Haram) items such as alcohol, pork, or gambling services.
- Unfair trade practices, fraud, or hiding product defects.
We ensure that all our business dealings, including E-commerce and Trading, adhere to transparency and ethical standards.
3. User Accounts
To access certain features (e.g., ordering from Amar Sheba 24), you may need to create an account. You agree to:
- Provide accurate and current information.
- Maintain the security of your password.
- Accept responsibility for all activities that occur under your account.
4. Purchases & Payments
Pricing: All prices listed on our platforms are subject to change. We strive for accuracy but reserve the right to correct errors.
Payment Methods: We accept secure payments via bKash, Nagad, Bank Transfer, and Cash on Delivery (where applicable).
Refund Policy: Refund requests must be made within 7 days of purchase, subject to the condition of the product and our return policy.
5. Intellectual Property
All content included on this site, such as text, graphics, logos (Islami LifeBD), icons, images, and software, is the property of Islami LifeBD Ltd and protected by Bangladesh copyright laws. Unauthorized use is strictly prohibited.
6. Limitation of Liability
Islami LifeBD Ltd will not be liable for any indirect, incidental, or consequential damages arising from the use of our services. We provide our platforms on an "as is" basis.
7. Governing Law
These terms shall be governed by and construed in accordance with the laws of Bangladesh. Any disputes relating to these terms shall be subject to the exclusive jurisdiction of the courts of Chattogram.
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